Descripción: “...This article presents the following research question: What are the best practices in international benchmarks that may be important for developing virtual channel in Colombian companies from the TC industry? ...”

Descripción: “...This article examines the relationship between the sociodemographic variables of the population of the Municipality of Sincele-jo, with the level and use of financial transactions in the various channels of access to the financial system and trust in it; in order to prospectively analyze the success of Fintech operations, since they are made up of transactions in virtual channels different from the traditional ones of the banking system. ...”